·
2. Fire – Give Know More tab, You can use picture along with word Fire
New India Bharat Sookshma Udyam Suraksha
Standard Fire and Special Perils
3. Personal Accident – Give Know More tab, You can use picture along with word personal accident
Personal Accident
Highlights
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
The policy operates worldwide and is a 24 hours cover.
Different coverages are available ranging from a restricted cover of Death only, to a comprehensive cover covering death, permanent disablements and temporary total disablements.
Family Package cover is available to Individuals under Personal Accident Policy whereby the proposer, spouse and dependent children can be covered under a single policy with a 10% discount in premium.
Group personal accident policies are also available for specified groups with a discount in premium depending upon the size of the group.
Scope
This policy is basically designed to offer some sort of compensation to the insured person who suffers bodily injury solely as a result of an accident which is external, violent and visible. Hence death or injury due to any illness or disease is not covered by the policy.
4. Liability Insurance – Give Know More tab, You can use picture along with word Liability Insurance
Liability Insurance
5. Marine Insurance – Give Know More tab, You can use picture along with word Marine Insurance